Internet Banking: 10 Simple Ways to Protect Yourself from Online Scams, Fraud and Identity Theft

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July 04, 2009 Manila, Philippines

PUBLISHED ON January 13, 2008 AT 6:04 PM ·

(PinoyPress Plugged): Banking has become infinitely easier because of the Internet. Online, we can check our deposit or credit-card balance, transfer funds, pay bills, etc. Online banking has saved countless souls from the headaches of doing over-the-counter transactions, such as the long queues (particularly in Metrobank banks) inside banks.

The problem, of course, is that the Internet has made the life of online scammers easier as well. This year, these dregs of the Internet universe are going to strike harder, according to experts, victimizing mainly ignorant and careless Internet users.

But when you think about it, protecting yourself from online scams and fraud, as well as identity theft, isn’t all that difficult.

All you need, foremost, is common sense — and these 10 tips:

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MULTIMEDIA

"Sampayan ng Bayan". During its Third Congress on March 27-28, 2009, members of Bagong Alyansang Makabayan-US Chapter staged protest actions against RP-US Visiting Forces Agreement through a "Sampayan ng Bayan" where a clothesline with painted shirts spelling out "JUNK VFA" was wrapped around General MacArthur's statue in Los Angeles, California. (Photo courtesy of Bayan-US)

CANDLES FOR BILLANES Members of Kalikasan People’s Network for the Environment (Kalikasan-PNE) and other multisectoral groups held a candle lighting activity on March 13, 2009 at the Bantayog ng mga Bayani to denounce the increasing number of extrajudicial killings in the country; the most recent was environmentalist and anti-mining activist Eliezer Billanes. (Photo by Kalikasan-PNE)

Goodbye, Rebelyn Thousands joined the funeral march for Rebelyn Pitao, the daughter of a top Communist leader, in Davao City on Saturday. The protesters demanded justice for the schoolteacher, who was brutally murdered allegedly by military agents. (Photo by Barry Ohaylan)

PROTEST OVER REBELYN. Hong Kong human rights groups condemn the abduction, torture, rape and killing of Rebelyn Pitao in a picket protest held on March 11, 2009 at the Philippine Consulate General. (Photo courtesy of BAYAN-Hong Kong)

BERDUGO. Posters accusing the 10th Infantry Division of the Armed Forces of the Philippines as "berdugo" (butcher) are posted in major streets in Davao City. The New People's Army (NPA) accused the 10th ID to be behind the killing of 20-year old Rebelyn Pitao, daughter of NPA rebel leader Leoncio Pitao. (Photo by Ruby Thursday More/AKP Images)

Around 10,000 members of the Moro National Liberation Front (MNLF) gathered at the football field of Agro-Industrial Foundation College of the Philippines in Davao City on Saturday, March 7, 2009 for their 3rd Grand Summit Gathering with MNLF founding chair Prof. Nur Misuari. Some of the MNLF members traveled from as far away as Zamboanga provinces just for the half day gathering. (Photo by Keith Bacongco/AKP Images)

Teachers Demand Better Wages. Dozens of public-school teachers take to the street of Manila to demand better wages. They also criticized a proposed law that would give soldiers better salaries than those in the civilian bureaucracy. (Photo by arkibongbayan.org)

Beach Boy. A taho (soybean custard) vendor plies his trade in a seemingly desolate landscape, which is actually a beach in Opol, Misamis Oriental. (Photo by Ayi Muallam/PinoyPress)

Lumad Protest. Some 200 indigenous peoples coming from different parts of Mindanao staged a protest at the gate of the Armed Forces of the Philippines’ Eastern Mindanao Command in Panacan, Davao City, on Monday, March 2, 2009, to denounce the human-rights abuses allegedly perpetrated by the military in the indigenous communities. They also called for the repeal of the Mining Act. (Photo by Keith Bacongco/AKP Images)

Ban Balikatan. Activists from the group BAN Balikatan in Bicol held protest rallies on Feb. 25 to denounce the holding of the US-Philippine Balikatan exercises in the region. They criticized President Arroyo for being a "puppet" of Washington. (Photo courtesy of arkibongbayan.org)

NO to BNPP. Members of the Network Opposed "NO" to Bataan Nuclear Power Plant Revival ask members of the House of Representatives not to support House Bill 4631 which calls for the revival of the mothballed nuclear plant. Environmental and Civil society groups question the safety of nuclear power plants and instead call for the full implementation of the recently passed Renewable Energy Bill. (Photo by Gigie Cruz/AKP Images)

Internet Banking: 10 Simple Ways to Protect Yourself from Online Scams, Fraud and Identity Theft

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